{"id":13368,"date":"2025-08-14T14:25:12","date_gmt":"2025-08-14T14:25:12","guid":{"rendered":"https:\/\/www.sienna-im.com\/?p=13368"},"modified":"2025-08-25T12:57:15","modified_gmt":"2025-08-25T12:57:15","slug":"la-tribune-dimanche-assurance-vie-per-percol-contrats-de-capitalisation-bien-preparer-sa-retraite-en-attendant-les-fonds-de-pension","status":"publish","type":"post","link":"https:\/\/www.sienna-im.com\/fr\/news\/la-tribune-dimanche-assurance-vie-per-percol-contrats-de-capitalisation-bien-preparer-sa-retraite-en-attendant-les-fonds-de-pension\/","title":{"rendered":"La Tribune Dimanche : Assurance-vie, PER, PERCOL, contrats de capitalisation : bien pr\u00e9parer sa retraite\u2026 en attendant les fonds de pension"},"content":{"rendered":"<p>Face \u00e0 un d\u00e9ficit potentiel de 30 milliards d\u2019euros du syst\u00e8me de retraite d\u2019ici 2045, le gouvernement envisage de r\u00e9duire l\u2019abattement fiscal de 10\u202f% accord\u00e9 aux retrait\u00e9s, qui permet actuellement d\u2019exon\u00e9rer une partie de leurs revenus. Dans ce contexte, des solutions comme le PER, l\u2019assurance-vie ou le contrat de capitalisation deviennent essentielles pour se constituer une \u00e9pargne en vue de la retraite.<\/p>\n<p>Ces produits financiers permettent d\u2019anticiper une baisse du niveau des pensions et de pr\u00e9server son niveau de vie une fois l\u2019activit\u00e9 professionnelle termin\u00e9e.<\/p>\n<p><br data-start=\"570\" data-end=\"573\" \/>Pour plus d\u2019informations, consultez l\u2019article complet :<a href=\"https:\/\/www.latribune.fr\/la-tribune-dimanche\/dimanche-eco\/assurance-vie-per-percol-contrats-de-capitalisation-bien-preparer-sa-retraite-en-attendant-les-fonds-de-pension-1025130.html\"><strong data-start=\"573\" data-end=\"699\" data-is-last-node=\"\"> Assurance-vie, PER, PERCOL, contrats de capitalisation : bien pr\u00e9parer sa retraite\u2026 en attendant les fonds de pension<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Face \u00e0 un d\u00e9ficit potentiel de 30 milliards d\u2019euros du syst\u00e8me de retraite d\u2019ici 2045, le gouvernement envisage de r\u00e9duire [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2428,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[73],"class_list":["post-13368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":{"file":"","file_label":"Download PDF"},"_links":{"self":[{"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/posts\/13368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/comments?post=13368"}],"version-history":[{"count":2,"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/posts\/13368\/revisions"}],"predecessor-version":[{"id":13885,"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/posts\/13368\/revisions\/13885"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/media\/2428"}],"wp:attachment":[{"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/media?parent=13368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sienna-im.com\/fr\/wp-json\/wp\/v2\/categories?post=13368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}